Turn up to $1,700 of your federal tax bill into scholarships.

Up to $1,700 per employee toward education, directly through payroll.

Up to $1,700
Per eligible individual
Up to $3,400
For qualifying married couples
$0
Employer contribution required

Individual eligibility varies. Illustrative figures only. Not tax advice. Employers set up one after-tax payroll deduction and send the deducted funds to the scholarship organization each pay period. FSTC.ai provides the files and instructions.

Bring FSTC.ai to your workforce

No cost or commitment. We will set up your pledge page.

From individual to workforce

At 25% participation, 20,000 employees could direct $7.5 million a year to scholarships.

Not a new employer-funded budget. A federal tax credit, accessible through payroll.

Theoretical maximum of $34 million assumes every employee is eligible and contributes the full $1,700.

See what your workforce could unlock.

Adjust the inputs to project potential education funding.

25%
5%50%
$1,500
$250$1,700
The equation
20,000employees
× 25% participation
× $1,500 avg contribution
$7.5 million
Potential annual education funding
Participating employees
5,000
Employee contributions
$7,500,000
Potential federal tax credits
Up to $7,500,000
Employer contribution
$0

That's not a new $7.5 million employer benefits budget. It's a federal tax credit made accessible through your workforce.

See the Full Demo

Illustrative projections only. Actual eligibility and participation vary.

How it works.

From employer enablement to federal tax credit - one coordinated workflow.

01

Employer Enables FSTC.ai

Employer makes the benefit available to employees.

02

Employee Enrolls

Employee sees their estimated Federal Scholarship Tax Credit opportunity.

03

Payroll Contribution

Employee elects an after-tax contribution per paycheck.

04

Education Funding

Contribution is routed to an eligible Scholarship Granting Organization.

05

Federal Tax Credit

Employee receives documentation needed to claim the applicable Federal Scholarship Tax Credit.

No employer contribution required.

A new employee benefit without a new benefits budget.

FSTC.ai makes the Federal Scholarship Tax Credit accessible through the workplace - without requiring employers to fund the contribution.

No employer contribution required

Employees access a new federal tax credit. The company funds nothing. Employers set up one after-tax payroll deduction and send the deducted funds to the scholarship organization each pay period. FSTC.ai provides the files and instructions.

Simple for employees

Enroll once. Contributions happen automatically through payroll.

Potentially minimal paycheck impact

Eligible employees may adjust withholding to offset the contribution impact.

FSTC.ai handles the complexity

Enrollment, calculations, payroll instructions, SGO routing, tracking and reporting.

What if part of your employees' federal tax liability could help fund education?

A new dollar-for-dollar federal tax credit for qualifying contributions to Scholarship Granting Organizations. Accessible through payroll.

Without FSTC.ai
Federal income-tax liability$10,000
Education contribution$0
Federal Scholarship Tax Credit$0
With FSTC.ai
Qualifying education contribution$1,700
Potential Federal Scholarship Tax Credit$1,700
Employer contribution$0

Employers set up one after-tax payroll deduction and send the deducted funds to the scholarship organization each pay period. FSTC.ai provides the files and instructions.

Same employee. A new federal tax credit. $1,700 put toward education.

Illustrative example only. Actual eligibility and tax consequences depend on individual circumstances.

Bring FSTC.ai to your workforce.

A new federal tax credit is coming in 2027. Make it an employee benefit - with no employer contribution required.